A title is an abstract concept that signifies one or more individuals own the property listed on the face of the title. State laws vary regarding exact procedures for effectively recording title to property, however a majority of states agree that each transfer of title must be recorded in a county recorder’s office for an owner to hold valid title. Before you purchase a property, confirm that the seller holds valid title to the property. A title insurance company will search the property’s title index for you for a fee, or you can visit a county recorder’s office and search the title index.
- Current owner search involves searching for the details of the present title holder of the subject property and the latest deed with consideration.
- Search done by searching from the current date backward.
- Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured.
- This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.
- Two-Owner Title search is for the last two owners in the chain of title of the subject property.
- Search done by searching from the current date backward.
- Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured.
- This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.
- Detailed full Title search on Current and Previous owners.
- The search should include all names in the chain of title and should report liens and judgments for all owners, current and past. The names must be run for general liens, such as judgments and federal tax liens, for the full statutory period applicable for the state.
- In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in the search must be reported as exceptions, unless properly disposed of.
- Includes searches related to property lien, easements, CC & Rs-covenants, conditions and restrictions, agreements, and resolutions and ordinances that affect real property.
- We also do historical searches up to 50 years for additional pricing.
- We also perform an update search on the subject property from the date of the last search to the current date.
- A report is provided on all the documents posted and recorded during the period.
- This is performed just before the closing takes place.
- To Check the Full Value Deed to Start the Search, and to provide Chain of Title.
Mortgage & Deed of Trust
To Check Open Mortgages / Deed of Trust which is related to given property, and Additional Document which include Assignment, Modification, Subordination, Substitution of Trustee, and upload the search docs in the file.
- To check if there is any Bankruptcy filed against the borrower by using the PACER site and upload the search docs in the file.
- To check if there is any Judgments against the borrower by using the www.lexisnexis.com and upload the search docs in the file.
- Verify if there are any closed lien showing on title and request for release/ Paid in full letter. Request judgment payoffs.
- We provide comprehensive solutions on real estate Tax information for insured and uninsured products with a widespread coverage in the United States and quick turn times.
We offer a wide array of title services in 50 + states with Ground abstractors as of now such as title searches, vendor management, and fulfilment services. We are on the ground at the court houses, not all the searches can be done online. We have a strong network of Ground abstractors where we will be able to search and fulfil your most toughest file.
Commitment Typing
Commitment Typing
- Document review and typing.
- Tax status search and typing.
- Commitment preparation.
- Document search and retrieval.
- Title Plant development and maintenance.
- Mortgage file post-closing audits.
- Hazard policy tracking.
- On-line real estate market research/mail list preparation.
- UCC database maintenance.